Welcome to L.F. Koltun & Associates. "We are an independent insurance agency, providing a wide variety of programs to meet the needs of most families and businesses". We represent a carefully selected group of companies that are reputable as well as financially sound to place our clients with.

We do not charge you a fee for our services. Our compensation is paid to us by the insurance company. We consider you our employer and we do not want to lose our job. Everything will be done to provide the service and expertise to keep our commitment to you.